The corporate and commercial insurance market has improved since the crisis years of 2017-2020 but capacity remains tight in core lines such as natural catastrophe and there has been no significant market-wide softening. Some leading insurers are taking reserve hits for previous years, social inflation continues to keep up pressure on terms and conditions and of course geopolitical volatility and uncertainty is having a worrying impact on political risk and supply chains. This session asks the following core questions:

• How has the market performed in 2024 and what is expected in 2025?
• In what lines have terms and conditions eased and in what lines have they become tougher and why?
• What have been the major developments in core lines including Property, NAT CAT, Cyber & D/O?
• What impact is the increased use of captives having upon the market and ability to secure adequate terms and conditions?
• What practical impact does geopolitical uncertainty have upon the insurance requirements of multinationals? How can this broad risk be covered?
• How are the ongoing conflicts in Ukraine and Gaza impacting insurance markets?